在线av亚洲图片偷拍网地方债发行提速 公募积极布局相关ETF产品

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  兄弟兩個一路奔波,都餓了,黎江在這里多少還能吃一點干果零食,黎舟包里背著幾盒“餅干”卻一塊都不是能吃的,饑餓是最好的廚師,往日別院里清淡的菜這會兒都特別香甜。只是一盤清炒萵筍絲還是被黎江跳過去了,黎舟自然地接過,自己多吃了一些那道菜。   他們正說著,辦公室的門就被敲響了,這次也不用許秘書通報一聲刁明山自己就推門走了進來,他面上謙和,見了江心遠笑道︰“姑爺好,我來接大少爺,想著你們父子見面總要有些知心話要說,怎麼樣,現在談的可還好?”在线av   黎舟道︰“不用了。”亚洲   另一個徒弟豎著大拇指還在那夸,“師父你別說,他動作還真利落,底盤特別穩!”   陸老大卻完全沒想到他會提這個,車子都差點拐錯了路口, 連忙穩住了方向盤小心從後視鏡看了他一眼, 問道︰“這個,都行……不是,我的意思是, 兒子,你跟那邊關系也挺好的,要不問問那邊的意思?其實我們不在乎這個,你去京城這兩天,你媽還跟我說來著,其實你在京城讀書也行,那邊教學質量更好,我們知道你在哪,能常去看看你,就已經挺知足了。”图片偷拍网   黎曼心思單純,听完之後也並沒有黎舟要離開自己的想法,她心里拿黎舟當自己的寶寶,所以他在哪里,都是她的孩子。只是她略有些困惑道︰“那,要改名嗎?”

As with the government shutdown before it, the costs of tariffs for Chinese imports on small businesses do not end when politicians say they do

20Jun

As the trade war between the US and China continues and billions of dollars in tariffs continue to weigh down the supply chains of America's small businesses, we may be reminded of another recent political decision that ended up hurting American businesses and workers most of all.

The cost of the shutdown

In the weeks following the end of the longest-ever federal government shutdown earlier this year, there was much talk of the cumulative effect that the shutdown had on the economy a permanent loss of $3bn, according to a Congressional Budget Office estimate.

While the losses that private sector businesses experienced during the shutdown were real and painful for millions of Americans, the CBO's analysis did not incorporate indirect effects, such as the lack of access to government-backed loans specifically, small business administration (SBA) loans.

SBA loans are considered the gold standard of small business loans. They are not funded by government money but dispersed by trusted partners and backed by a federal guarantee. SBA loans are important tools for small business owners who qualify: It is rare to find traditional loans with interest rates and repayment terms that beat SBA loans.

During the shutdown, the processing of SBA loan applications was forced to an indefinite stop. As days dragged into weeks, reality set in for small businesses: If you want to make investments in your business an expansion or renovation, new hires, refinancing you may not be able to wait.

Many did not. According to data sourced by Fundera, 11% of businesses that were ready to receive SBA loans these were businesses that passed FICO small business scoring service (SBSS) and would fund tomorrow if they could instead opted to get financing from a different source than the SBA during the shutdown. In all, 50% of businesses who started an SBA application with Fundera went on to submit loan applications for other products during this time period.

This is no small thing. Some business owners decided to move ahead without receiving the best funding possible. As a result, they may end up paying out more in interest rates and other fees, over a shorter repayment period.

The long-term impacts

In all, a wealth of opportunities may have been wasted, squandered or otherwise gone unrealized as contractors moved on, deals dried up and decisions were made to move ahead while small businesses missed out on more than $2bn in halted funding from the SBA.

Couple these lost opportunities to acquire affordable funds with the lost revenue from decreased demand during December and Januaryand many small businesses may now be mired in uncertainty rather than prosperity.That is because a business that qualifies for an SBA loan can stretch their debt and shrink their monthly payments. This frees up cash flow that they can put into their pockets, reinvest into their business, pay down additional debt, expand, grow, hire and ultimately have a better chance of success.

The SBA has reportedly been working hard on processing loan applications since the government reopened. But just as government contractors will not receive back pay, America's small businesses will be unable to return their less-optimal funding for SBA loans.

The cost of Chinese tariffs

A similar sort of uncertainty is playing out today thanks to tariffs on billions of dollars' worth of Chinese goods with the potential for even more tariffs in the weeks to come, covering every sort of Chinese import. According to a poll of 1,700 small business owners, 43% of businesses said that their costs are increasing as a result of the additional 15% duty tax they may need to pay on imports. Businesses which for years cultivated trusted Chinese manufacturers will now have to pay untenable prices for their wares or seek less experienced and poorer quality suppliers in countries like Indonesia and Vietnam.

Will these tariffs last through next month? Will they last through the end of this presidential term? Will they go another four years? Business owners can take out loans or find workarounds to mitigate the hits to their bottom lines, but at the end of the day, they will still pay a ton in tariffs, in lost business, in poorer quality that can kill their business over the course of a few short months.

Most politicians agree that small businesses are the engine of America's economy, as they make up 99.7% of US employer firms but long-term government shutdowns and supply chain price hikes stall that engine and force many of its components to halt entirely.

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